Business Coverage
Individually Underwritten Plans
We offer Individually underwritten plans that require a consultation with each employee and offer more custom plan options at a lower cost. Some employers choose to pay a stipend toward individual health insurance premiums. These plans are typically more hands-off for the employer and offer more options for the employee.
Guaranteed Issue Plans
Guaranteed issue plans are the traditional employer benefit plans and offer major medical coverage for pre-existing conditions, expensive medications, maternity, and sometimes mental health. Premium prices are higher for smaller businesses. These plans require more involvement from the employer.
A short discussion about how your business is structured, will allow us to determine the best option for your business.